FAQ

Q. WHO IS FACILA CAPITAL?
A. Facila Capital is a financial technology company that simplifies the lending process by connecting borrowers, lenders, and investors through a data-driven platform. Using its Underwriting Matrix for Analysis (UMA), Facila Capital matches applicants with the best financing options, ensuring efficiency, transparency, and better loan terms.

Q. WHY SHOULD I WORK WITH FACILA CAPITAL?
A. For Borrowers

  • Multiple Offers – Compare loan options from multiple lenders in one place.
  • Better Terms – Our platform helps you secure the best possible rates and terms.
  • Streamlined Process – A single application gets you pre-qualified with multiple lenders, saving you time and effort.

For Lenders

  • Pre-Qualified Clients – Receive applications that match your lending criteria.
  • Full Documentation – Reduce wasted time chasing incomplete applications.
  • Higher Conversion Rates – Improve efficiency and increase approved loans.

For Investors

  • Effective – Almost 85% of the loans we refer to our lenders get funded.
  • Unique – We have exclusive lender partnerships, meaning some lender products can only be accessed through us.
  • Professional – Our experienced team guides you and your clients through the application and funding process.

For Partners

Reliable Support – Our team provides hands-on assistance to ensure smooth transactions for your clients.

Transparent – We always share our commission with you: 50% for full-packaged clients, 25% for referrals.

Growth-Focused – Expand your business by offering financing solutions through our platform.

Q. WHAT TYPES OF PRODUCTS DO YOU OFFER?
A. We work with lenders that offer SBA, USDA, Commercial Real Estate, Term loans, short-term loans, equipment financing, private loans, among others.

Q. HOW DO I APPLY?
A. Applying for funding is simple and typically takes about 10 minutes. You can start the process by clicking here.

Q. WHAT DO I NEED TO SUBMIT WHEN I APPLY?
A. Each loan is unique and has a different approach. Two things that we need for every loan are:

-Completed and signed application

-Your 6 most recent bank statements

Q. HOW LONG DOES IT TAKE TO GET PRE-APPROVED AND FUNDED?
A. The timeline depends on the type of loan and the financing solution.

Other loans (non-SBA, non-USDA, non-Commercial Real Estate, non-Private loans) – Funding could happen within hours.

Pre-Approval: Typically within 48 hours.

Funding Timeline:

Complex loans (SBA, USDA, Commercial Real Estate, or Private Loans) – Around 30 days.

Q. I HAVE A QUESTION, WHO CAN I CONTACT TO HELP ME START THE FUNDING PROCESS?
A. You can fill out our Contact Form or email us at team@facilacapital.com.