We offer a wide range of products to help you achieve the results you’re after. If you’re not sure what’s the best option for you, you can fill out a general application and schedule a call with us.
Here’s how the process works:
After you fill out our application, our proprietary software will let us know what programs you pre-qualify for. From there, one of our SBA underwriters will give you a call to quickly build the strategy for you.
We know the nitty-gritty of this industry and of our lenders’s guidelines, so we will not spread your information around. Instead, we will find the lender that’s the perfect match for you, package your loan, do an in-house underwriting and set you up for success.
Selected Loan Programs
SBA
What is it? The gold standard. Loans backed by the Government with low interest rates and long repayment terms.
Use it for: debt refinancing and working capital (operational expenses, marketing, hiring, etc.)
USDA
What is it? The ideal loan for rural companies/projects that goes up to $25M. With very low interest rates and long repayment terms.
Use it for: Working capital, all types of payments: insurance, principal and interest, rent, taxes, etc.
Commercial Real Estate
What is it? Loans for refinancing or purchasing commercial real estate.
Use it for: any type of commercial real estate transactions for refinance and purchasing.
Term loan
What is it? Fixed rate loans with low interest rates. Faster and less strict than SBA loans.
Use it for: debt refinancing, working capital (operational expenses, marketing, hiring, etc.), construction,business acquisition etc.
Line of Credit
What is it? An open-end credit account with a preset borrowing limit that can be used at any time.
Use it for: As-needed borrowing option instead of taking out a fixed loan.
Equipment Financing
What is it? Loans dedicated to financing and leasing equipment.
Use it for: construction equipment, vehicles, restaurant ovens etc.
Not sure what’s the best loan for you?
Other options
We want to bring the best quality loans for you. The lowest rates, the longest terms, the best conditions. However, we understand that there are situations were your business needs money quick and simple, and we can provide those too.
We always look at these loans as temporary solutions. We are here for the long haul, and we will work with you to improve your cash flow, credit, strategy etc. so that you can qualify for a much better loan in the near future.
Invoice Factoring
What is it? Selling outstanding invoices to a lender who advances you a portion of the invoice amount.
Use it for: fast cash advances.
Business Credit Card
What is it? An unsecured credit card can provide the fast funds when needed.
Use it for: As-needed borrowing option instead of taking out a fixed loan. Good for companies that are just starting or with low deposits.
Even more options
Private Loans, Sub Prime SBA, Asset-backed loan, Community loan, P.O Financing, A R Financing, Tech Start Ups, Franchising, Healthcare/Loans, MCA, Transportation, LOC (Asset based), etc.
Facila Capital 